Press Releases

For Immediate Release                             Contact: Tionee Scotland

July 16, 2026                                                    202-808-6129

PRESS RELEASE

CONGRESSWOMAN PLASKETT STATEMENT ON THE 21ST CENTURY ROAD TO HOUSING ACT BECOMING LAW

Washington, D.C. — Congresswoman Stacey E. Plaskett (D-USVI) issued the following statement after the 21st Century ROAD to Housing Act became law, following the expiration of President Trump's ten-day window to sign or veto the bipartisan legislation:

"The 21st Century ROAD to Housing Act authorizes the Community Development Block Grant-Disaster Recovery program for three years and establishes a dedicated Long-Term Disaster Recovery Fund in the Treasury Department. For the people of St. Croix, St. Thomas, and St. John, who know all too well what it means for Congress to pass one-off recovery funding after a storm has already taken everything, this is not an abstract policy win. It means faster resources, fewer bureaucratic delays, and a program that exists before disaster strikes rather than one we have to fight to rebuild from scratch every hurricane season.

"This law also removes the requirement that manufactured homes be built on a permanent chassis, a change that will lower construction costs and open up new design options for families in the Virgin Islands who rely on manufactured and modular housing to recover after a storm. It also directs the U.S. Department of Housing & Urban Development (HUD) to study how building codes and financing can expand modular construction, and reauthorizes the PRICE grant program for seven years for the repair, preservation, and improvement of existing manufactured homes and manufactured home communities.

“The 21st Century ROAD to Housing Act also strengthens financing for families trying to rebuild their homes. It creates a Whole-Home Repairs pilot program to provide grants and forgivable loans directly to homeowners and landlords for repairs and modifications, and a small-dollar mortgage pilot at the Federal Housing Administration (FHA) to expand access to loans under $100,000. It also raises the loan limits on FHA-insured manufactured housing loans, so families can finance the full cost of the homes many of them depend on.

"This bill passed both chambers of Congress with large bipartisan majorities. It reflects the work of members on both sides of the aisle, including a new Treasury program pairing larger banks with Minority Depository Institutions and rural banks, and streamlined chartering rules to help new community banks form in underserved areas. 

"The people of the Virgin Islands do not have the luxury of treating disaster recovery as a political football. We have lived through Hurricanes Irma and Maria. We know what it costs a family, a business, a whole community, when Washington drags its feet. This law does not fix every inequity faced by the Virgin Islands, but it is a meaningful step toward the kind of dependable disaster recovery infrastructure the Virgin Islands has needed for generations."

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